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	<title>surviving the recession</title>
	<link>http://survivingtherecession.today.com</link>
	<description>saving&#124;debt&#124;budgeting&#124;earning online</description>
	<lastBuildDate>Mon, 05 Oct 2009 10:56:21 +0000</lastBuildDate>
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		<title>Pay Freezes</title>
		<description>The Guardian newspaper has a story today about a survey that shows one in three firms operating a pay freeze. The businesses justify this as an attempt to preserve jobs even when the firm itself is in a profitable part of the economy. Some unfortunate people are on their second year ...</description>
		<link>http://survivingtherecession.today.com/2009/10/05/pay-freezes/</link>
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		<title>Preparing for the end of the recession</title>
		<description>In my last post, I mentioned that Japan, Germany and France were out of recession. Now it looks like the UK might be out too, judging from the lift in business confidence.

It sounds strange, but households need to prepare for the end of the recession. While the recession has been ...</description>
		<link>http://survivingtherecession.today.com/2009/08/24/preparing-for-the-end-of-the-recession/</link>
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		<title>Have we emerged from recession?</title>
		<description>Today came the news that Japan has emerged from recession, following closely on Germany and France coming out of recession. Australia emerged from recession in the first quarter.

So is it all over? I'm not so sure. I think that what we've seen is an inventory correction. Retailers panicked in the ...</description>
		<link>http://survivingtherecession.today.com/2009/08/17/have-we-emerged-from-recession/</link>
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		<title>Protecting yourself from debt collectors</title>
		<description>There are more and more stories online about people being harassed by debt collectors, despite the fact that laws are in place to protect vulnerable individuals from being frightened to death.

What should you do if you are in this situation? The best way to protect yourself from debt collectors, is to ...</description>
		<link>http://survivingtherecession.today.com/2009/08/16/protecting-yourself-from-debt-collectors/</link>
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		<title>Should you take a paycut if your employer asks you to?</title>
		<description>We've has lots of instances of employers asking employees to take a pay cut or unpaid leave in order to cut costs and save jobs. British Airways announced that a lot of their staff had volunteered for the unpaid leave option, and British Telecom has announced that their staff are ...</description>
		<link>http://survivingtherecession.today.com/2009/07/04/should-you-take-a-paycut-if-your-employer-asks-you-to/</link>
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